function init() {

// OK, first you need to define all of your menus here for each navigation item.
//==========================================================================================================

	if (TransMenu.isSupported()) {
		TransMenu.initialize();
		
		menu1.onactivate = function() { document.getElementById("Membership").className = "hover"; };
		menu1.ondeactivate = function() { document.getElementById("Membership").className = ""; };

		menu2.onactivate = function() { document.getElementById("Personal").className = "hover"; };
		menu2.ondeactivate = function() { document.getElementById("Personal").className = ""; };

		menu3.onactivate = function() { document.getElementById("Loans").className = "hover"; };
		menu3.ondeactivate = function() { document.getElementById("Loans").className = ""; };

		menu4.onactivate = function() { document.getElementById("Rates").className = "hover"; };
		menu4.ondeactivate = function() { document.getElementById("Rates").className = ""; };

		menu5.onactivate = function() { document.getElementById("Resources").className = "hover"; };
		menu5.ondeactivate = function() { document.getElementById("Resources").className = ""; };

			}
		}
	
// Now, define all of your links within each menu dropdown.
//==========================================================================================================

	if (TransMenu.isSupported()) {

		//==================================================================================================
		var ms = new TransMenuSet(TransMenu.direction.down, 0, -10, TransMenu.reference.bottomLeft);

		//==================================================================================================
		
		var menu1 = ms.addMenu(document.getElementById("Membership"));
		menu1.addItem("Who Can Join?", "JoinWho.asp");
		menu1.addItem("Why Join the Credit Union?", "JoinWhy.asp");
		menu1.addItem("How Do I Join?", "JoinHow.asp");

		//==================================================================================================

		var menu2 = ms.addMenu(document.getElementById("Personal"));
		menu2.addItem("Individual Services", "IndivServ.asp");
		menu2.addItem("Types of Share Accounts", "SavingsRates.asp");
		menu2.addItem("Payment of Dividends", "PaymentInterest.asp");
		menu2.addItem("Loans", "Loans.asp");
		menu2.addItem("Insurance", "Insurance.asp");

		//==================================================================================================

		var menu3 = ms.addMenu(document.getElementById("Loans"));
		menu3.addItem("Loan Types", "LoanTypes.asp");
		menu3.addItem("Terms & Conditions", "TermsConditions.asp");
		menu3.addItem("Insurance", "Insurance.asp");

		//==================================================================================================

		var menu4 = ms.addMenu(document.getElementById("Rates"));
		menu4.addItem("Savings & Investment Rates", "SavingsRates.asp");	
		menu4.addItem("Loan Rates", "LoanRates.asp");	
		menu4.addItem("Calculators", "Calculators.asp");	

		//==================================================================================================

		var menu5 = ms.addMenu(document.getElementById("Resources"));
		//menu5.addItem("Articles of Interest", "Articles.asp");
		menu5.addItem("Banks vs. Credit Unions", "BanksCU.asp");
		//menu5.addItem("Member Education", "MemberEd.asp");
		//menu5.addItem("Car Buying Resources", "CarBuying.asp");
		menu5.addItem("Verified by VISA", "javascript:linkto_externalSite('http://www.visa.com/verified')");
		menu5.addItem("Reorder Checks", "javascript:linkto_externalSite('https://reorder.libertysite.com/login.asp')");
		menu5.addItem("Mapping Your Future", "javascript:linkto_externalSite('http://mappingyourfuture.org')");
		menu5.addItem("CUNA", "javascript:linkto_externalSite('http://www.cuna.org/')");
		menu5.addItem("Fraud Prevention", "javascript:linkto_externalSite('http://wfcu.efraudprevention.com/')");
		menu5.addItem("Privacy & Security Policies", "Policies.asp");

		//==================================================================================================
		TransMenu.renderAll();
	}